This type of insurance protects drivers against the financial burden of an accident. In St Vincent licensed drivers must carry basic insurance to cover the cost of losses they may cause to others as the result of an accident. If an unexpected Motor Vehicle accident should happen, Sentry Insurance gives you the peace of mind you need to know that you are protected.

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Sentry's motor insurance coverage’s including:

• Bodily Injury Liability – pays the following; medical expenses, loss of income, and compensation for pain and suffering etc.


• Property Damage Liability – covers the cost of repairs or replacement if you cause an accident and damage the property of others.


• Collision – cover the cost of repairs or replacement to your vehicle and/ or the third party vehicle, if your vehicle is involved in a collision with another vehicle.


• Comprehensive - covers damage done to a vehicle that is caused by a collision, by fire, wind, water and theft.


• Third Party - Third party auto insurance is mandatory by law in St Vincent and the Grenadines and is design to compensate the third party for losses and damages to vehicles properties, life stock, bodily injuries, loss limbs, death etc. Losses and damage to vehicles and other properties can be expensive to repair or replace, as well as the cost of medical expenses resulting from an accident. If the responsible party does not carry adequate coverage, the injured party would have no choice but to take legal actions.